HUMAN RIGHTS DAY


It’s Human Rights Day on Sunday 21st March in South Africa.  What can neuroscience tell us about how we accept these rights so that we can live in a fair society, and why do we sometimes forget these rules?

By Dr Samantha J. Brooks Ph.D.


On the 21st March 1960, apartheid police killed 69 South Africans who were protesting about the unjust pass laws that controlled the movement of non-white people (a label thankfully defunct since the end of apartheid rule in April 1991).  Finally, after complicated talks, the new South Africa emerged with the Human Rights Commission Act (1994) and a Bill of Rights admired around the world. We now remember this atrocious day in the Sharpeville township – as Human Rights Day. The Constitution of the Republic of South Africa (1996) reminds us of rights owed to all citizens of South Africa, pertaining to equality, dignity, life, freedom and security, lack of slavery, privacy, freedom of: belief, expression, non-violent demonstration, association, politics, citizenship, movement, residence, trade, labour relations, environment, property, housing, health, children, education, language and culture, information, and quite a few other things!  But the take-home message of the Bill of Rights is that we should all expect a good quality of life and expect the same to be granted to fellow South Africans – or indeed to foreign nationals who contribute to the quality of life of South Africans. How then does the brain allow us to keep in mind these important, basic human rights, and why do we sometimes forget?

When I first arrived in Cape Town, in September 2012, as a young(ish) neuroscientist researcher, I was impressed by how much things seemed to have changed since I learned about apartheid in the 1980s at school in the UK.  But then I started seeing graffiti on various bridges along the highways that said “Remember Marikana” and I subsequently learned that 34 mine-workers were shot and killed by police at the LonMin mine for protesting for R12,500 minimal monthly salary.  The massacre – in modern post-apartheid society – was compared to the Sharpeville massacre.  It got me thinking as a foreign, white, female visiting the country to conduct research with South African locals to develop neuroscientific evidence to improve treatment for tik addiction, why do these human rights abuses always lurk under the surface?  And now, nearly ten years’ on, what have we learned?  

In the brain, it boils down to morality – how our brains calculate human right, from human wrong – but whether we are born with this ability, or whether it is learned, is a difficult question.  In a recent review of neuroscientific literature, Pascual and colleagues found that various studies reported similar brain regions involved in different moral decision-making.  For example, orbital and ventromedial prefrontal cortices (the bit of brain at the top of the nose, between/above the eyes) are implicated in emotionally driven moral decisions.  However, the dorsolateral prefrontal cortex (near the temples, above the ears) appears to moderate the emotional response. So, when people feel emotions flaring – like when people shoot to steal because they need the money to feed a family, or when police feel such intense fear at the prospect of an angry crowd losing control – the dorsolateral prefrontal cortex becomes overwhelmed.  And it is likely that the dorsolateral prefrontal cortex helps us to remember the constitution and the Bill of Rights!  When the heat of the moment has died down, we all – if we’re honest with ourselves – return to our default mode, which is dorsolateral prefrontal cortex-driven, reminding us that we don’t want to see our fellow citizens suffer.  

Acting on human right versus human wrong is also about survival – we have an inbuilt neural mechanism to ensure that we – ourselves and our families – live well and prosper.  So, when there is poverty, or competition for resources, famine, unequal wealth – people unfortunately are hard-wired in the brain to fight to protect their assets, or fight to escape poverty.  Interestingly, the insular cortex in the brain is activated during moral decisions that coincide with empathy – so when we can feel the pain and deprivation in another, our brains activate in a different way.  But Sigmund Freud – the famous psychoanalyst cleverly pointed out over 100 years ago (without all the neuroscientific gadgets and brain-reading machinery we have today) – our brain does everything it can to avoid pain, and chase pleasure.  So, when we live in a society that is desperately trying to unhook itself from the shackles of the apartheid past, where painful poverty continues to pervade, and is worsened by the recent pandemic – we may be hardwired to avoid it, to not engage with it, even when it conflicts with our default mode of thinking, to want human rights for all.

However, it does appear that there could be some moral light at the end of the tunnel – despite the
poverty-deepening pandemic the world has just experienced.  First, our default mode (when emotions have rescinded) is dorsolateral prefrontal moral thinking – we feel better when our fellow human beings enjoy the same human rights as we do (everybody feels shock and disgust by Sharpeville and Marikana).  And second, if it is emotional processes that weaken the moral compass in us –that reduces our exercising and protecting of human rights – then we have a clue that can help us to strengthen our moral compass and reduce our impulsive emotional responses.  It may be difficult not to feel raging emotions when living in a township without decent amenities, especially when we see others with more.  And it may be difficult to avoid the burning shame of seeing people living in squalid conditions alongside us.  But if we can dampen these emotions, and engage our prefrontal moral systems in the brain, perhaps people living in worse conditions can think of ingenious (legal) ways for themselves and their families to escape the poverty trap – as some have done, such as Professor Pumla Gobodo-Madikizela who grew up in Langa.  And those living in better conditions can escape the trap of shame and think of ingenious (legal) ways to equalise the human rights enjoyed by others.

So, on this year’s Human Rights Day – more important than most since the ravages of the pandemic – let’s keep our emotions tempered and use our prefrontal systems to think of at least one way to strengthen the lives of others, to prevent human rights abuses from happening in the beautiful country that is South Africa.


Dr Samantha Brooks is an Associate Professor of Cognitive Neuroscience, specialising in the neural correlates of impulse control from eating disorders to addiction.  For more information you can contact Samantha at: drsamanthabrooks.com 




REQUEST FOR DONATIONS

The Friends of Harfield Park are funded primarily through donations. If you are able to donate to us, your money will go to the following:

  • Picking up litter and dog waste
  • Acquiring new plants and trees for the parks
  • Maintaining and improving the pathways
  • New large-scale projects, such as purchasing a water tank for additional irrigation during the summer months, and possible water-permeable pathways for the parks

Please consider contributing to our efforts to keep our parks clean and thriving by setting up a monthly donation or donating once-off via the Snapscan at the end of this post.

For more information and directions you can email us at harfield.parks@gmail.com. You can donate using the following details: Friends of Harfield Parks; Standard Bank, Claremont; Account number: 076293874

Or use the Snapscan below.


LOVE AND SAFETY

It's time to focus on love and on the people we love. It is a chance to think again on what we can do to keep them safe, from crime and from anything that might put them in harm’s way.

“We certainly live in a scary and unpredictable world, especially as we deal with the second wave of the pandemic. There is a lot to worry about in 2021, but at the same time there is a lot that you and I can do to keep our loved ones as safe as we possibly can,” says Charnel Hattingh, Head of Marketing and Communications at Fidelity ADT.

A good place to start is to make sure everyone in your household knows exactly what to do in case of an emergency. 

“It is completely understandable to panic when there is an emergency and this makes it difficult to think rationally and clearly. Sit down with your loved ones today, and talk to them about who they should contact when something goes wrong. Make sure they have the correct contact numbers for the police, your neighbourhood watch, your security company, or your closest hospital saved on their phones,” says Hattingh.

Assessing your property and doing a thorough check to rule out any vulnerable areas should also be on the to-do list. 

“Take a walk around the property to look for anything that could help an intruder to access or exit the property. Are there low-hanging tree branches that can be used to climb over a fence or wall? Inspect the locks on perimeter gates and garage doors – are they in good condition, or can they be broken with some force? Be on the lookout for anything that can be used to force entry. And if you have an electric fence, when last did you test it,” says Hattingh.

Inside the house, she suggests that window and door locks must be checked regularly. “It is important that outward-leading doors and windows, are locked from the inside when no-one is home and overnight. The same kind of caution should apply to doors that lead from a garage into the main part of the house. Regardless of the time of day, keep curtains or blinds drawn in a way that makes it difficult to see in from the outside. And, never leave valuables – or keys – anywhere that they can be seen or reached from a window.

If there is a home security or fire detection system installed, she advises that it is regularly tested to ensure that it is in proper working condition when it’s needed most. “Test your alarms and beams at least once a month out of peak times. If you are unsure of how to do this, contact your security company.

Lastly, if there is any reason to believe that there is an intruder on the property, Hattingh’s advice is to never go outside to investigate.

“Make sure that everyone in the household knows that they must immediately call the police or your security company. Try to remain on the line with them until officers arrive, and only venture outside once they indicate that it is safe to do so.”


5 THINGS YOU NEED TO KNOW ABOUT THE REPO RATE


The South African Reserve Bank has just announced that it is holding the repo rate steady, as South Africa battles the second wave of the COVID-19. But what does this actually mean for property owners, and why should prospective buyers care if the repo rate falls or increases?

The repo rate is probably one of the most important considerations when it comes to applying for a bond, says Carl Coetzee, CEO of BetterBond. “It affects not only the monthly repayments, but also how much interest will be paid over the entire period of the loan.” There are six opportunities for repo rate changes each year as the Monetary Policy Committee meets in January, March, May, July, September and November. “So it’s important to keep an eye on these announcements, especially if you are considering buying a home while the interest rate is at the record-low we are currently experiencing.”

The next announcement is less than two months away, so it’s important to understand what impact any changes will have on bond applications and payments.

1. What is the repo rate?
The repo rate refers to the rate at which the South African Reserve Bank lends money to private banks. If the repo rate goes up, the bank’s prime lending rate - the rate it charges customers who need to borrow money - goes up. This will affect the amount of interest that someone who has taken a bank loan will have to pay. It will also increase the monthly loan repayment amount. Conversely, a drop in the repo rate, and subsequent drop in the prime lending rate, will reduce the monthly bond repayment.

2. What is the prime lending rate?
This is the cost at which banks are willing to lend money to consumers. The repo rate has a direct impact on the prime lending rate, which is the repo rate plus the amount which the bank adds to ensure sure they make a profit on their loans. The lower the repo rate, the lower the prime interest rate. “South Africa’s prime lending rate is currently at 7%, the lowest it has been in five decades. This means that buyers can afford 30% more than they could in January last year, when the prime lending rate was at 10%,” says Coetzee. As seen below, the monthly saving on a R1 million bond, when the prime lending has dropped from 10% to the current 7%, is almost R2 000. Over a 20 year period, the interest saving would be just over R455 000.


3. Why is a lower repo rate good news for homeowners?
A drop in the repo rate will mean a lower prime lending rate, and this will decrease the monthly bond payment. Those who can afford to continue their bond repayments at the higher prime interest rate, even though the repo rate has dropped, will be able to pay off their home loan even sooner. The current monthly repayment on a R1 million bond, when the prime lending rate is 7%, is about R7 750. However, if one continues to repay the bond at the amount it was when the prime lending rate was 10% - so an additional payment of almost R2 000 - it will be possible to shave almost seven years off the repayment period, and save just over R332 000 on interest.

4. Does a lower interest rates benefit new homebuyers
Yes, a lower interest rate will make it possible for more buyers to afford a bond, says Coetzee. Also, companies such as BetterBond will apply to more than one bank to secure a lower interest rate, called a rate concession. This is determined by the difference between the lowest and the best offers from the banks. By approaching more than one bank, BetterBond is able to negotiate a better rate concession as the banks vie to offer the best deal. BetterBond’s average interest rate concession when applying to 4 banks is minus 0.61%, which, at a prime lending rate of 7%, brings the interest rate down to 6.39%. This means a total saving of R173 700 on a R2 million bond with a 20-year repayment period.


5. Fixed or variable interest rate?
Buyers often wonder whether they should ask for the bond repayment to be linked to a fixed or a variable interest rate. A variable interest rate means that the rate at which the home loan is repaid will fluctuate as the repo rate changes. Explains Coetzee: “When you apply for a home loan, it is by default on the basis of a variable interest rate. Only once your bond has registered, can you apply for a fixed interest rate and then there is a strict time limit attached before the offer lapses.” A fixed interest rate is usually higher, as it poses more of a risk to the bank. The fixed rate is usually set for a period of up to
five years. “The determining factor must always be affordability, so look carefully at your financial situation, to see what you can afford and take into account your financial commitments and the current market conditions. You can make use of BetterBond’s free pre-approval service to have a better idea of your purchasing power,” concludes Coetzee.

Anne-Marie Bamber is Norgarb Properties dedicated Home Loans Consultant. She has over 15 years’ experience in assisting clients with their Home Loan needs and has placed many happy families in their dream homes.

Contact her today for no cost stress-free home-buying.
Anne-Marie Bamber
Home Loans consultant
Tel: +27 (0)21 851 3568 | Fax: +27 (0)21 441 1494 | Cell: +27 (0)82 071 1665
E-mail: anne-marie.bamber@betterlife.co.za









ARO ROBBED AT GUNPOINT

It has been a traumatic ordeal at Animal Rescue Organisation, fondly known as ARO by the community in Ottery, Cape Town.  Staff are still reeling from shock after a group of six armed men gained access to the administration office under the pretence of being prospective customers.  

The criminals armed with a 9mm pistol and shotgun rounded up all the staff while they cleared out and damaged property before getting away with office and clinic computers, cell phones, and personal belongings of the staff.  They ripped out all the cabling to the switchboard and security cameras.   The costs to recoup what has been taken and damaged is excessive for an animal welfare to replace.

Over and above the costs, the staff have been left feeling vulnerable and scared for their safety.  This has no doubt been an exceptionally traumatic experience for everyone at ARO.  With the help from Trauma Counsellor, Karen Day, our staff will continue to receive the necessary support.

“It is unthinkable that an organisation that dedicates all its efforts into helping sick and suffering animals in the poorest communities could be a target!” said Teagan Schwerin, Head of Fundraising and Communication at ARO.

ARO is appealing to the public to assist with upgrading their current security and replacing of the equipment stolen.  For more information, please contact 021 396 5511 or aro@animalrescue.org.za 

www.animalrescue.org.za

https://www.facebook.com/animalrescuecape/ https://www.instagram.com/animalrescueorganisation_aro/ 

MARCH IN THE GARDEN

Hello Harfielders!

If you are tending to veggies, it's best to use water that's already been used once – from the shower, sink or washing machine (if you use biodegradable products). It's amazing how much water you can recycle if you get the right sized basins! Make sure to water them sparingly and only in the evening or early morning so you don't burn their leaves.

Here's the plant list for March:

Bush and climber beans, Beetroot, Broccoli, Brussel sprouts, Cabbage, Calendula, Carrot, Chard/Spinach, Celery, Chinese cabbage, Chives, Chilli's, Kale, Kohlrabi, Globe artichokes, Leeks, Leaf mustard, Lettuce, Onion, Parsnip, Parsley, Potato, Radish, Rhubarb, Tomato.

Happy growing!

Patchwork Group
Gabriella Garnett
076 2199 849 | gabriella.garnett@gmail.com


CAN WE BE HEALTY AT ANY SIZE?

(Health at every size concept)

Our society has become far too focused on being ‘thin’ rather than being healthy. And there will always be those that will rebel against this and say that you can be healthy, beautiful and happy even if you are overweight. Can this be true? The answer is unfortunately not as simple as ‘yes’ or ‘no’, but is rather a combination of the two.

When answering the question, it is vital to remember that health is not (only) determined by weight. Health is multi-dimensional and therefore needs to be assessed holistically. This involves looking at other health indicators (in addition to weight) such as energy levels, digestive health, mood, sleep, physical fitness and lab values such as insulin sensitivity, blood pressure, cholesterol, triglycerides and blood sugar levels. So part of the answer is yes, we can be healthy even if we are overweight.

The health at every size (HAES) concept was created by Linda Bacon to help eliminate the stigma and bias in individuals living with obesity. The focus of the HAES approach is on healthy behaviours rather than weight loss i.e. to be as healthy as you can no matter what your weight. Weight is not an entirely useless metric to use to assess health, but what’s important is to put the focus on healthy eating behaviours, intuitive eating, physical activity, getting enough sleep, mental health and stress management rather than weight loss and the number on the scale alone. And what we’ve seen over and over again, is that when people actually do stop worrying about the number on the scale and focus on healthy eating habits and physical activity instead, their health improves and weight loss tends to follow naturally anyway. To extend on the yes answer then, we can be healthy even if we are overweight, but ONLY if you have healthy eating and living behaviours.

The problem is that obesity is associated with a number of chronic diseases such as hypertension, cardiovascular disease, type 2 diabetes, some cancers and gallbladder disease. However, an individual who falls within the overweight or obese category but has healthy eating habits and good physical fitness levels could still be metabolically healthy (have normal blood glucose levels, normal blood pressure, normal lipid profiles), and similarly, a person who is thin or within a healthy BMI range with poor eating habits and physical fitness levels may not. This stands to show that healthy eating and regular physical activity, independent of weight loss, produces good health outcomes. It is also good to remember that many other complications that are obesity related could still occur irrespective of the individual being metabolically healthy or not. This includes medical conditions such as joint pain, some cancers and mood disorders.

Another important point to be made is that acceptance of yourself is a vital part of health. Most people struggle with this, and believe that they are not perfect enough because they are not thin enough. They hate their bodies, and are not accepting of all the lumps and bumps. But we all have them, and we are all uniquely perfect. This is where I believe that the HAES concept is so powerful. We should all love ourselves, no matter the shape and body we were given. Genetically not everyone can be a perfect 10, but if you know you are eating well and exercising regularly you will be at your perfect weight, no matter what that is.

It is for this reason that the question ‘Can we be healthy at any size’ does not have a simple answer. Weight should never be looked at in isolation when assessing the health of an individual. Multiple factors need to be taken into consideration and interventions that aim at losing weight should be ones that promote healthy lifestyles rather than weight loss alone.

Although the concept that health at every size supports acceptance of individuals regardless of body shape and size, the value of a modest weight reduction (5-10%) in improving health outcomes should still not be forgotten. However, how this weight loss is achieved is important too. Doing a quick-fix fad diet will not result in health of the body as weight loss is mostly short-lived. Yo-yo weight cycling is very unhealthy for the body and it too can increase the risk of chronic diseases such as heart disease, cancer, high blood pressure and osteoporosis. Bottom line, the goal should be to focus on healthy lifestyle interventions that result in long term weight loss rather than putting full focus on weight loss interventions that are not sustainable. The concept of health at every size should not be misinterpreted to mean ‘Let it all go and eat whatever you want’. With professional guidance, we can assist and support you with healthy eating and regular exercise for long term health and wellness at your perfect size.

Kim Hofmann RD(SA)

Cell: 084 206 2715

E-mail: kimh.rd@mweb.co.za

Website: www.kimsnutrition.com

Instagram: https://www.instagram.com/kimsnutrition

Facebook: https://www.facebook.com/The-Dietician-147567922002184/

 

CONSIDERING YOUR ANTENUPTIAL AGREEMENT

An antenuptial contract is an agreement signed before the marriage by parties who intend to marry each other out of community of property, in other words, each person wishes to retain ownership of his her own assets as opposed to pooling the assets to form one communal estate.  If no such agreement is signed, the husband and wife will automatically be married in community of property.

The decision not to enter into an antenuptial contract may have serious consequences, both during the course of the marriage and in the event of its dissolution (whether on death or divorce) and it is therefore advisable to obtain proper advice well before entering into a marriage.    One also wants to avoid discussion on the issue directly prior to the wedding and advice should be sought sooner rather than later.

The following pointers aim to give you a little background on the likely content and effect of an antenuptial contract:

1. An antenuptial contract is a contract like any other, and although there are certain automatic and legal consequences of entering into a particular type of antenuptial contract, the contract may be adapted by agreement to suit the particular circumstances of the parties. In fact, even the automatic consequences which would otherwise apply, may be waived or contracted out of by the husband and wife.

2. Prior to 1984 spouses either entered into in community of property or out of community of property In the first instance, the effect is as if the husband and wife became one “person”  i.e. the assets are jointly owned and they are jointly responsible for debts and liabilities incurred by either.  Except in extremely uncommon circumstances, the nett assets of the parties are equally divided at the end of the marriage.  If the husband and wife were married out of community of property, their estates remained entirely separate both during and after divorce.

Since 1984, however, and although parties may still get married out of community of property for a variety of reasons (for example to protect the other’s assets from creditors during the course of the marriage and so as to retain control of their own assets both during and after the marriage) a further option is now available. In terms of legislation passed during 1984, parties may now elect to be married out of community of property and so ensure that their estates (as well as their debts) remain entirely separate throughout the marriage. However, the parties may decide to have what is known as the accrual system apply to their marriage on dissolution. In simple terms, the effect of such a choice would be that on divorce, the growth in the parties’ estates that was built up during the course of their marriage would be shared equally. The thinking behind this option is the recognition of the fact that a marriage constitutes a kind of partnership and that the husband and wife contribute in different ways to the accumulation of assets and wealth during the course of the marriage, which are then shared should the marriage come to an end.  However, any assets which were acquired by way of inheritance or donation remain the separate property of the recipient and do not form part of the accrual sharing.

3. Obviously, in order to determine which assets have been built up during the marriage, it is important to record in an antenuptial contract what assets were brought into the marriage by the husband and wife respectively. That is another reason why, if consideration is being given to an antenuptial contract, that it should be discussed and advice obtained well before the wedding.   It may be that the prospective husband and wife are not entirely in agreement regarding the values of the assets each will bring into the marriage and one does not want to have disagreements just before the wedding.

4. Since the coming into effect of the Civil Union Act on 30 November 2006, same-sex couples can solemnize and register their civil unions by way of either a marriage or civil partnership. Both marriages or civil partnerships concluded in terms of this legislation, have the same legal consequences as opposite-sex marriages concluded in terms of the Marriage Act.  Such spouses therefore also have the option to enter into antenuptial contracts before solemnizing their unions and the paragraphs above apply similarly.

5. Given the fact that none of us have a crystal ball and given the high divorce rate in South Africa, it is vitally important that people planning a marriage get the best possible advice in deciding on whether or not to enter into an antenuptial contact and, if so, what the terms of such an agreement are to be. Although it is unpleasant to contemplate the marriage coming to an end before it has even begun, to do so will ensure a degree of certainty for both parties in making financial decisions and in planning their future.

STBB Claremont



www.harfield-village.co.za
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