THREE STEPS TOWARDS PERSONAL SAFETY


 Three steps towards personal safety – Start your day with awareness

Being aware of your personal surroundings wherever you go, is an effective first step of avoiding potential crime and criminals. Armed response company Fidelity ADT say this is one of three easy steps that can prove instrumental in personal protection.

“In most of the incidents we have responded to, we have observed an element of opportunism on the part of criminals. The best bit of advice I can give is for people to pay attention and avoid any distractions that could make them look like soft or easy targets,” says the company’s head of marketing and communications Charnel Hattingh.

This awareness, she adds, should extend to any journey to work or school or the shops as well as your leisure activities. “No matter where you go, make sure you keep an eye to see if anyone is following you. Instead of being distracted by looking at your phone while you go for a walk, rather keep your head held high and make sure you see everything happening around you.”

Trusting your instinct is yet another valuable step to take, says Hattingh.

“If an area or a situation makes you feel uncomfortable, it is better to err on the side of caution and rather avoid the area. For example, avoid dark streets or poorly lit areas, and rather choose public spaces where there are lots of people.”

Lastly, speak up if you see something suspicious. 

“Find out what the contact details are for your closest police station, the local municipality’s law enforcement team, or your neighbourhood watch. These committed and caring men and women are ready to come to your assistance if you come across a suspicious person in your suburb or any other scenario that appears to concerning. Don’t waste time; contact them immediately,” says Hattingh.


SECTIONAL TITLE

First-home buyers drawn to convenience of sectional title

Sectional title properties are a popular option for buyers wanting to get into the property market, says Carl Coetzee, CEO of BetterBond. “These properties are often more affordable, and offer lock-up-and-go convenience. Investors also see great value in sectional title units, as they can generate rental income.”

A sectional title property is separately owned but within a complex or development, while a full title property is one in which the owner buys full ownership of the house and the land on which it is built.

“One of the more affordable ways of acquiring a sectional title property is to buy off-plan in a residential development. Not only is it more affordable, as there are no transfer costs, but you will move into a brand-new property that has never been occupied,” says Coetzee.

Advantages of buying a sectional title property:

• It is easier to finance: Developments have to be approved by the major banks before construction starts. This means that when you apply for a bond, the process is often quicker and easier. “BetterBond puts you in an even stronger position because we ne-gotiate with the banks on your behalf to get a better deal,” says Coetzee.

• Body Corporate: As the owner of a sectional title unit, you automatically become a member of the body corporate, the legal entity that manages common areas of the property. You pay a monthly levy for a range of services, including conduct rules for res-idents, building insurance, perimeter security, cleaning, landscaping and maintenance of common areas like gardens. Owners’ levies also cover water and electricity for com-mon areas. “It would also be advisable to ask to see the financials of the body corpo-rate prior to putting in your offer. This will give an assurance that the financials are sound,” says Coetzee.

• Security: Sectional title properties generally offer excellent entrance and perimeter se-curity. In a freestanding house you are responsible for installing and maintaining these systems but, in a sectional title property, the body corporate takes care of it and it’s funded from your monthly levy.

• Running costs: You only pay for municipal rates and taxes, home contents insurance, up-keep of your garden if your unit has such an area, and your own monthly water and electricity consumption.

• Rentals and resales: Sectional title property is popular with renters, which makes it a good option for investors. This also links to resale value, which often improves over time, says Coetzee.

• Connectivity: Sectional title property is usually fibre-enabled, so your only expense would be connecting to the infrastructure that already exists, and monthly usage. “Working from home is becoming more prevalent, so this is a big plus,” says Coetzee.

• Mixed use: The so-called ‘live, work, play’ lifestyle is a feature of many sectional title properties where residential apartments are found near to shops and workspaces, all within easy – and safe – walking distance. “This is a very appealing lifestyle to the envi-ronmentally conscious who want to cut down on commuting and desire the flexibility of working from anywhere,” says Coetzee.

Disadvantages of sectional title property:

• Communal living: Sectional title property means living close to others and this could come with a few everyday irritations, such as noise. “However, these issues can often be resolved by being considerate and treating people with respect,” says Coetzee.

• Special levies: There might occasionally be a special levy. For example, if the exterior of the building needs painting. However, owners will always be informed of this well in advance, so you will be able to budget for it in good time, and ultimately it would in-crease the value of your investment.

While popular with first-home buyers, sectional title units appeal to a range of buyers, concludes Coetzee. “Those looking to downscale, possibly as a result of a shift in life stage requiring a move from a larger family home to a lock-up-and-go alternative, find great value in sectional title property.”

Anne-Marie Bamber is Norgarb Properties dedicated Home Loans Consultant. She has over 15 years’ experience in assisting clients with their Home Loan needs and has placed many happy families in their dream homes.

Contact her today for no cost stress-free home-buying.
Anne-Marie Bamber
Home Loans consultant
Tel: +27 (0)21 851 3568 | Fax: +27 (0)21 441 1494 | Cell: +27 (0)82 071 1665
E-mail: anne-marie.bamber@betterlife.co.za









JULY IN THE GARDEN

Temperatures have been steadily dropping and now we wait for the rains. July is perhaps the month in the year with the least need for human involvement in food gardening, and the plant list is the shortest this month. So, here is this month's gardening tip: Stay warm and healthy, and perhaps go through old clothes and bedding to pass some of what you do not need anymore on to the many who do in these challenging times. Let's share the warmth this Winter!

Plant List for July:

Broad Beans, Beetroot, Chard/Spinach, Cape Gooseberry, Celery, Chives, Chili Peppers, Lettuce, Onion, Parsley, Peas, Potato, Radish, Tomato

Happy growing! 

HOW TO SUPPORT YOUR IMMUNE SYSTEM DURING A PANDEMIC

How to Support your Immune System During a Pandemic

It is important to understand how both nutrition and lifestyle habits can impact our immune system as we go into winter season and continue to face the covid-19 pandemic.

So what can we do to stay healthy during the covid-19 outbreak?

A) Lifestyle habits that support immunity

  1. Smoking. It’s important to avoid smoking at all costs or quit if you do smoke as smoking harms the immune system and decreases the body's success rate at fighting disease. The smoke damages the sensitive lung tissues and the tar and toxins in cigarettes destroy antibodies.
  2. Drinking. If you do drink, the recommendation is drink in moderation. This means no more than 1 alcohol unit per day for women and 2 alcohol units per day for men. One alcohol unit is equivalent to 340 ml beer, 1 tot of spirits, 125ml wine. Binge drinking (drinking more than 4 drinks on one occasion) should be avoided as binge drinking disrupts the immune system.
  3. Food safety. Poor food safety impacts our immunity when we are exposed to pathogens in food. Remember to monitor expiration dates, store food at the correct temperatures and cook foods including meats and fish thoroughly.
  4. Achieve or maintain a healthy body weight. Obesity is a risk factor for hospitalization and death due to Covid-19. Carrying excess fat on the body weakens the immune systems function. However, it is important to note that an obese person who maintains a healthy diet and has good fitness levels among other healthy lifestyle habits will have a better chance at fighting off Covid-19 than an obese person with poor eating and lifestyle habits.
  5. Sleep. Deep sleep allows the cells of our immune system to regenerate and restore themselves. Getting at least 7- 9 hours of sleep a night is recommended for adults. To ensure a good night's rest, it is also important to practice good sleep hygiene. This means no screen time for at least an hour before bedtime to allow your mind to unwind.
  6. Exercise. Exercise has a whole range of benefits. Getting at least 30 minutes of physical activity 5 days a week is recommended. This can include any type of exercise that you enjoy, from walking to running to team sports, as long as you are getting your heart rate up. Over exercising can however suppress the immune system so it is important to be mindful about this.
  7. Meditation & Mindfulness. This is important for supporting immunity and reducing stress.
  8. Socializing. Although physically distancing yourself can reduce your chance of exposing yourself to the virus, it is still important to connect with others. This can however still be done while social distancing. For example, go for a walk or picnic with friends or family out in nature, call a friend or family member etc.

B) Dietary components that support immunity

People often get too carried away focusing on certain food groups and cutting out others due to the vast amount of misinformation found circulating in the weight loss community particularly. Our eating pattern is way more important than just focusing on one food or nutrient.

It’s important to follow a healthy balanced diet that contains a good variety of foods because one food does not contain all the nutrients that we need to stay healthy. To ensure that you are getting a good variety of foods, we use the balanced plate model as seen above. This model demonstrates that half of your plate should be vegetables and fruit, a quarter should be lean protein rich foods and the last quarter should include fibre rich carbohydrates like whole grains or starchy vegetables. By balancing your plate with these different foods, it will ensure that you get all the nutrients that you need to support your immune system.

Our immune cells are made of out protein, therefore sufficient protein is crucial for keeping our immune system strong. A strong focus should be put on pant-based proteins (legumes, beans, soya), as these proteins don’t contain the unhealthy fats that are found in animal proteins, and bring a wide variety of nutrients and fibre to the plate. Too much fat from animal proteins increases inflammation in the body, causing a detrimental effect on our immune system. More of a focus should be put on fats that come from plants (nuts, seeds, oils, avos, olives) and fatty fish (salmon, mackerel, snoek, fresh tuna, pilchards, sardines, herring). The omega 3 fats from fatty fish regulate inflammation in the body and are also important for mental health, which is crucial during a pandemic where it can be easy to feel isolated and alone.

Carbohydrates are an excellent source of energy while also providing a good range of nutrients when in the non-processed state. Following a very restrictive diet and cutting out carbs can result in inadequate energy and nutrient intake (veg are also carbohydrates!), which will have negative effects on the immune system too. So don’t fear carbs! There is no reason to cut them out of your diet!

Added sugars and ultra-processed junk foods should be limited. This doesn’t mean that you should cut it out completely, but rather enjoy these treat type of foods occasionally! Ultra-processed foods are often loaded with excess salt, fat and added sugar, which has detrimental effects on our health and immune system.

We all know that we should be eating vegetables every day but what is very important is that we eat the rainbow. This means incorporating different types and coloured veg into our diet weekly, since the different coloured veg provide different phytonutrients that support our immune system and help reduce inflammation in the body.

About 70-80% of our immune cells live in our gut. Therefore, gut health is also important for keeping our immune system healthy. Getting sufficient fibre from a variety of plant-based foods like fruits, veg, nuts, seeds, wholegrains is best for feeding the good gut bacteria in our gut!

C) Specific vitamins & minerals that are immuno-supportive

During times of stress and infection, blood levels of vitamin C are reduced. Vitamin C is essential in the diet as it has to been sown to reduce symptoms, shorten the duration and severity of respiratory tract infections and the common cold. Vitamin C can be found in citrus fruits, bell peppers, cauliflower, broccoli, berries, dark green leafy veg, mango, pineapple, kiwis.

Vitamin D has multiple functions in the body. It has been shown to reduce the risk for respiratory infections and the severity of covid symptoms! For this reason, it is important to get enough vitamin D from the sun and your diet. The recommendation is to spend 10-15 minutes in the sunlight with your arms, hands, legs and face exposed 2-3x per week and to incorporate foods like fatty fish, tanned mushrooms, egg yolk, dairy products and fortified non-dairy products such as orange juice and breakfast cereals into your diet.

Zinc is essential for immune cells to form and function optimally. A zinc deficiency can impair wound healing and increase the risk of pneumonia and loss of smell and taste. We don’t have good storage of zinc in the body so it is important to eat zinc sources often enough. Zinc rich foods include seafood (lobster, crab, oysters), chickpeas, baked beans, cashews and pumpkin seeds.

Selenium is important for immune cell regulation and a deficiency in selenium has been shown to increase the risk of infection. Again, it's important to ensure that you get enough from your diet by incorporating selenium rich foods like brazil nuts (3-5 nuts per day), seafood, whole grains, meat, chicken and eggs into your diet.

Magnesium helps with the building of immune cells. It also promotes sleep and reduces anxiety and stress, which could all impair the immune system if not optimal. Magnesium is therefore key for a healthy immune system. You can find magnesium in wholegrains (barley, bulgar, oats, quinoa, wheat germ), molasses, dark chocolate, almonds, pumpkin seeds, cashews, walnuts, legumes, green leafy veg and potatoes. Excess alcohol intake increases the kidney’s excretion of magnesium into the urine, which is another reason why alcohol intake should be regulated.

D) Herbal remedies 

Ginger might be helpful for immunity since it has potent anti-inflammatory and antioxidant phytochemicals. Consider adding it to tea or juice. Turmeric is a root that looks very similar to ginger. You can buy it fresh or dry and use it during cooking or in juices or smoothies. Curcumin is the active ingredient in turmeric and it has anti-inflammatory and antioxidant properties. The bioavailability is however low (meaning that the body struggles to use it) and it is broken down in the body very quickly. Combining turmeric with black pepper can reduce the rapid degradation of turmeric and boost its bioavailability. Probiotics and prebiotics are also now widely available. They can be taken as supplements or in the form of fermented foods and drinks. The two together promote a healthy gut by promoting the growth of the beneficial bacteria in the gut. A healthy gut means a healthy immune system and so both can play a role in supporting the immune system.

To conclude:

Eating a well-balanced diet and including immune supportive foods is essential for keeping our immune system strong and maintaining optimal overall health and wellbeing. Try incorporating the immune supportive foods into your favourite recipes to help increase your intake of them. Supplements can be part of a healthy diet for supporting immunity but it is always important to use a food first approach where you aim to get a sufficient amount of vitamins and minerals from food first and then only supplement if you still struggle to meet your requirements. If you feel like you are not meeting your requirements for any of these nutrients, it is important to consult with a dietitian and your GP before supplementing on your own, since exceeding the recommended intake amount can be harmful and drug interactions or contraindications have to be investigated first.

Kim Hofmann RD(SA)

Cell: 084 206 2715

E-mail: kimh.rd@mweb.co.za

Website: www.kimsnutrition.com

Instagram: https://www.instagram.com/kimsnutrition

Facebook: https://www.facebook.com/kim.hofmann.988/

LinkedIn: https://www.linkedin.com/in/kim-hofmann-14a2b619/

PS Add yourself to my mailing list so that you can keep up to date with what is happening at Kim’s Nutrition

POPIA: HAVE YOU ONBOARDED?

The due date to be POPIA compliant is approaching fast. By 30 June, you should be able to convince not only the Information Regulator, but also your clients and service providers, that you value and respect their personal information.

This is achieved when you can show, in addition to privacy policies that you may already have in place, that your Information Officer is appointed and knows his or her role and duties, that your staff actually comprehend their responsibilities and the content of your policies, and that indemnities are in place for instances where personal information is shared by or with your business.

To learn more, read here: 

1. POPI is not only for ‘big’ businesses, but applies to all businesses no matter their size 

2. POPI is not an “IT” thing

3. One-size-fits-all POPI package solutions are not OK to achieve compliance

4. POPI is not really about (unnecessary) red tape and a way for government to burden businesses

Contact us for assistance with your compliance journey at LaurenS@stbb.co.za

STBB Claremont



www.harfield-village.co.za
www.facebook.com/harfield.village.community