SCARE OFF YOUR TOXINS WITH STEAM SAUNA OZONE

Ozone treatments increase oxygen levels in our cells whilst killing off viruses, bacteria and pathogens foreign to our body. Steam sauna ozone is a fabulously relaxing treatment which helps boost our immune system and overall health and is known to combat anxiety and depression.

A Steam Sauna Ozone session will leave you re-oxygenated, rehydrated and feeling rejuvenated. The skin is our largest elimination organ for toxin release, you will literally sweat your toxins out and your blood flow is improved aiding a detox for many hours after your session. 

With the airs' 02 levels declining and toxins in our water and food increasing, the lower 02 levels are detrimental to our bodies. Most disease and degeneration can be reduced through proper oxygenation of our tissues and organs and steam sauna ozone does exactly that.. 

Ozone (O3) is oxygen with an extra molecule. It is a super charged molecule which helps increase the stability of healthy cells while destroying and aiding elimination of malformed, immature sick cells, viruses, bacteria, yeasts and other toxins. 

Some of the reported benefits include:

• Inactivating viruses; oxidizing bacteria, yeast, fungi and parasites

• Stimulating the immune system 

• Oxidizing lactic acid 

• Reducing joint pain 

• Balancing hormone and enzyme production

• Positive effects on depression and anxiety disorders. 

• Oxidizing adrenaline, promoting calmness

• Improved circulation  

• Increased metabolism

Its time to help our bodies get rid of some of the waste and refresh the system!! 

Take advantage of our Halloween special R350 for a single treatment usually R449.

Our WhatsApp lines are always open.  To book at the Claremont Chiropractic Health Centre, 4 Oak Road, Claremont & the Institute of healthy aging, 10 Kloof Road, Sea Point contact Carmen on +27 829217813. 


HOW TO MAKE SURE YOUR ELECTRIC FENCE IS DOING IT'S JOB 24/7

It is not uncommon to see properties without any form of perimeter protection in South Africa, but it certainly is not the norm. “An unprotected perimeter is an open invitation to criminals,” says Charnel Hattingh, National Marketing and Communications Manager at Fidelity ADT. 

Walling or palisade fencing, often reinforced with electric fencing and other security systems are most common for homeowners. Complexes are also commonly protected by electric fencing, among other security measures.

According to Hattingh, perimeter protection is a homeowner’s first line of defence against criminals, and electric fencing is one of the most effective perimeter security solutions.

But are criminals really deterred by perimeter security?

“Homeowners should always remember criminals are brazen and determined. We know they have their own ways and means of getting through electric fencing and other forms of security, but proper perimeter security is a total put-off to criminals,” Hattingh says.

“They will rather move on to an easier target than risk spending too much time on getting through good perimeter protection.”

She points out there are three things which make an electric fence most vulnerable to penetration:

1. The homeowner thinking the fence is electrified when it actually is not.

2. The fence’s alarm not working.

3. The fence not linked to a reputable armed response company.

“Criminals will try their luck and test whether a fence is electrified. They may attempt to breach it and then hide nearby to see whether the alarm is sounded or whether an armed response vehicle arrives. If neither happens, they will take advantage of these weaknesses within minutes,” Hattingh warns.

Homeowners can ensure their electric fence is working properly to provide maximum protection at all times by doing the following:

• Regularly checking that the fence is armed, especially in periods of loadshedding.

• Checking the battery back-up is adequate to last when the power is off. 

• Trimming back any foliage which could interfere with the fence and sound false alarms. Trees and branches overhanging a perimeter wall are easy access points for criminals too.

• From the start, installing the electric fence through a reputable company and having it linked to an armed response service provider so that when the fence is triggered, their control room receives the signal immediately.

• Talking to the installer about anti-lift brackets and other devices to protect the fence from being tampered with.

• Understanding the zoning of the electric fence, especially on a big property. This is important because the armed response company needs to immediately see which part of the fence has been breached and where the criminals potentially are.

Likening home security to peeling back the layers of an onion, Hattingh explains that the first layer is perimeter security like walling and electric fencing, the second layer is security systems like garden beams and sensor lighting, the third layer is good security gates, door locks and burglar proofing and the fourth layer is an alarm system and panic buttons.

“Enveloped in these layers of security, a family should be safe. Add to this good personal security habits, and your home environment should be a safehaven for everyone living there.”

She concludes that good home security starts with that first layer – the perimeter. 

“If this includes an electric fence, make sure it is always in good working order and that you regularly check it for anything which could hamper the fence’s performance.”


INVESTING IN PROPERTY

 


Still on the fence about investing in property? Record-low interest rates for the foreseeable future means there’s never been a better time to get a bond.


With a 30% drop in the interest rate since the beginning of the year - and signs that further repo rate cuts are likely in the next five months - there has never been a better time to get a bond. “Affordability has been a challenge for many South Africans wanting to invest in property or buy a first home. But with the interest rate at a historic low, it’s now possible for more South Africans to not only enter the property market, but to afford more than they would have been able to buy several months ago,” says Carl Coetzee, CEO of BetterBond.

The marked increase in BetterBond’s volume of bond applications - up about 50% year-on-year in July - is a direct result of this current favourable lending environment, says Coetzee. “There has been a significant shift in buyer confidence, at a time when there is widespread economic uncertainty. It’s good to see that the residential housing market is not only holding steady, but is creating opportunities for consumers to own an asset that will set them up for the future and ultimately provide financial freedom.”

This positive sentiment is borne out by the fact that first-home buyers account for a solid 70% of BetterBond’s applications for the year to date, and the percentage of approvals for these buyers is also up to almost 50%. “Furthermore, 62% of the bonds granted in July were at 100% loan-to-value, which means that the bond granted covered the full purchase price. This is reflected in the 20% drop in the deposit amount required by first-home buyers,” adds Coetzee.

Much of the sales activity taking place is at the lower end of the market, as the record-low interest rates eliminate the affordability obstacle for many buyers. “We have seen an increase in the number of formal grants for homes between R500 000 and R1 million, with this category accounting for almost 45% of BetterBond’s formal grants for July.” Given that the average house price for first-home buyers is around R900 000, it’s evident that first-home buyers make up a significant portion. An added incentive for buyers at this price point is that there is no transfer
duty payable for homes of up to R1 million.

Without diminishing the massive impact COVID-19 has had on the economy, it’s important also to acknowledge that the property sector is showing signs of being able to rebound significantly in the years to come, while assisting in the recovery of the economy, says Coetzee. “Based on the South African Reserve Bank’s cautious decision to reduce the repo rate by only 0,25% this month, and their forecasts into 2021 and 2022, we are expecting a sustained long-term, low interest rate environment that will bolster the property market in the coming months.”

Anne-Marie Bamber is Norgarb Properties dedicated Home Loans Consultant. She has over 15 years’ experience in assisting clients with their Home Loan needs and has placed many happy families in their dream homes.

Contact her today for no cost stress-free home-buying.
Anne-Marie Bamber
Home Loans consultant
Tel: +27 (0)21 851 3568 | Fax: +27 (0)21 441 1494 | Cell: +27 (0)82 071 1665
E-mail: anne-marie.bamber@betterlife.co.za









SUPPORT ANIMAL RESCUE ORGANISATION

 

You can support ARO by donating any unwanted quality household goods.  

All goods are sold in the ARO Charity Shops to raise funds to relieve the suffering of sick and abused animals living in poor communities. 

ARO Bergvliet Charity Shop

51 Main Road, Bergvliet

(next to Babygoaround)

021 715 7525

Opening hours:

Monday to Friday: 09h30 to 16h30

Saturdays: 09h00-13h00

ARO Kalk Bay Charity Shop

70 Main Rd, Kalk Bay

(shop is situated in Belmont Road just of the Main Road. Belmont Road is directly opposite the Trading Post situated on Kalk Bay Main Road)

Geraldine: 082 805 5005

Opening hours:

Thursday to Sunday: 09h30 to 16h00


SEPTEMBER IN THE GARDEN

 

Can you believe it's September already!? While we're all still in level 3 lockdown, the seasons are changing around us. Temperatures are steadily increasing, leaves are budding on trees and veggies are already speeding up the their growth.

Spring is the perfect time to get planting. There's nothing better than home grown food, especially now – it's a great way to get the kids involved with a family project away from screens where they can learn about living ecosystems, cycles and experience the joy of homegrown veg.
 
September's plant list: 

Amaranth, Bush and climbing beans, Broadbeans, Beetroot, Butternut, Cauliflower, Carrot, Chard, Cape Gooseberry, Celery, Chives, Chilli, Cucumber, Eggplant, Kale, Kohlrabi, Leek, Leaf Mustard, Lettuce, Ginger, Globe artichokes, Jerusalem artichokes, Onion, Parsnip, Parsley, Peas, Potato, Pumpkin, Radish, Rhubarb, Sweetcorn, Sweet pepper, Sweet potato, Turnip, Tomato, Watercress, Watermelon, Zucchini 

What's In Season This September?

It's also good to know what fruit and vegetables are in season to eat, not just to plant. More people may use this list than the plant list. So here's the September list:

Vegetables: Asparagus, Artichokes, Beetroot, Broad beans, Broccoli, Japanese white radish-daikon, Cabbage, Carrots, Cauliflower, Celery, Cucumber, Leeks, Garlic, Lettuce, Mushrooms, New potato, Onion, Parsley, Parsnips, Peas, Potato, Pumpkin, Radishes, Rhubarb, Swiss chard, Squash, Spring onion, Sweet potatoes, Pak choi, Tomatoes, Turnips, Waterblommetjies

Fruit: Mulberries, Avocados, Bananas, Cape gooseberries, Oranges, Lemons, Grapefruit, Naartjies, Limes, Kumquats, Guava, Paw paw, Pineapple, Kiwi

Herbs: Mint, Sage, Thyme, Rosemary, Fennel, Bay leaves, Lavender, Parsley, Dandelion, Nasturtiums, Garlic chives, Winter savoury, Calendula, Nettle, Rocket, Perennial basil, Sorrel, Lemon grass stems.

Shopping hint: Try to buy fruit and veg that are in season and grown locally - everyone wins. 

Happy Spring to all, and let's hope we've got some rainy days left!

DEALING WITH FIXTURES & FITTINGS IN A PROPERTY SALE AGREEMENT

 

While sellers and purchasers sometimes take time to accurately list the items that are excluded or included when a property sale agreement is concluded, one often finds that this detail is lacking. It results in never-ending disputes, long after transfer.

It is fairly easy to avoid most of these disagreements by keeping the general rule in mind. This provides that when a purchaser purchases a property, he or she is entitled to receive the land together with the permanent physical improvements thereon (such as newly erected carports) along with all items which are permanently attached to the land and/or buildings (such as large Jo-Jo tanks or decking over a lawn).

When is something ‘permanently attached‘ to a property? To answer this question, our law looks at the following:
  1. What is the nature of the item and purpose for which it was attached? To be considered a permanent fixture, the item must be attached with the intention that it is permanent, to serve the land indefinitely;
  2. If removal of the item/attachment will cause substantial damage to the land/structure, it points towards the conclusion that it is a permanent fixture; and
  3. What was the intention of the owner when the item was attached?
It is important that sellers prepare a list of items which are to be included in the sale, prior to listing the property with an estate agent. It is encouraged that this list form part of the seller’s mandate with the agent in order to allow the agent the opportunity to point out any items which are to be removed by the seller prior to registration of transfer. Alternatively, the list can be incorporated in the sale agreement in order to record the true intention of both parties.

By way of an example: If X sells his property to Y and later decides that he will be removing the fixed chandelier in the living room as well as the fixed bathroom mirrors before he moves out, then absent any agreement in respect of these, Y can insist that each item either remain on the property or be replaced by an item of similar value. Should X refuse, Y can seek legal recourse against X.

It is therefore important that a seller familiarises himself/herself with the rights of purchasers in relation to the above and ensure that he or she only remove items which have been expressly excluded from the sale. Verbal agreements to this effect need to be avoided as far as possible.

For more information, contact us on www.stbb.co.za or email us at info@stbb.co.za

STBB Newsflash | PROPERTY RATES INCREASE: YOU CAN OBJECT

The City of Cape Town updates the general valuation roll every three years to assess and adjust as necessary the current worth of immovable property within its jurisdiction. If the value of an immovable property is adjusted upwards, it may result in an increased rates liability for the property owner.

The City has now commenced receiving objections to the Supplementary Valuation Roll of 2018, and the window period for objections closes on 11 September 2020.

If you are of the opinion that an amended market value does not reflect the reasonable market value of your property, it is well advised to raise an objection, in person or online on the City's website. To assist you, you can access your property valuation here. 

The objection process can become onerous and technical. Let STBB’s expertise manage this important process on your behalf.

Contact Tim Chase at timc@stbb.co.za

PREPARING YOU AND YOUR PET FOR A HOSPITAL STAY

Whether it is a routine sterilization, a teeth clean or something more serious taking your pet for a surgical procedure can be nerve wracking. Below are some of the things you should know that may help you both cope!

Things to consider;

• Are your pet’s vaccinations are up to date?

• If you bath your dog regularly will you want to do it in the next 10 days? If so do it now.

• If your pet does not have a microchip now is the perfect time to get one inserted! 

• Do you have all the answers? You will feel much more relaxed about the upcoming procedure if you have discussed your concerns prior to surgery. Don’t be shy to call your vet practice a few days before to chat; the staff will be more than willing to answer your questions.

BEFORE anaesthetic and surgery

Apart from giving your pet a thorough examination prior to administering an anaesthetic, your vet may want to take blood from your pet in order to run laboratory tests, particularly if your pet is over a certain age. 

This usually comprises of a pre anaesthetic screening test that will help determine, amongst other things, what sort of shape your pet’s major organs are in, particularly the kidneys and liver. These organs help with the metabolism of anaesthetics and medication and will give the veterinarian a good idea of how your pet will cope with the upcoming procedure. The vet will also be able to pick up anything else that may not be considered normal.

The night before admitting your pet to hospital you will be asked to fast your pet for 12 hours. Which basically means supper but no breakfast on the day of the procedure. Access to water is usually not a problem unless specified by your veterinarian.


All anaesthetics, whether human or animal, come with some amount of risk, these are often related to underlying medical conditions that may not be apparent externally.

However, with the use of modern sedatives, anaesthetic techniques and equipment as well as the constant monitoring of your pet during the procedure and recovery, your pet will be given the best care possible by your trained veterinary team.

ON the day.

You will probably be asked to take your pet in to your vet hospital early in the morning some time between 8.00am  – 9am.

When you arrive you will be asked to fill in an admittance /consent form. 

Please take special care when completing the information required. You will be asked to provide a contact number or numbers where you can be reached throughout the day. 

PLEASE be attentive and check your phone from time to time in case you are needed.

Once all the paperwork is completed your pet will be settled into a hospital ward to await surgery.

You may also be asked to make a discharge appointment with the veterinarian for later that day.

Now what? 


Although it may be a little strange for your pet the majority of animals are very relaxed once admitted to hospital. If we feel that your pet is particularly anxious a sedative can be administered early to help them stay calm.

Once your pet is sedated and intravenous anaesthesia is administered the surgical area will be shaved of hair. This is to ensure that the surgical site can be properly cleaned and prepped before surgery. Your pet may also be administered gas anaesthesia via an anaesthetic machine, once in theatre heart rate and oxygen concentration will be monitored. 

Like any human hospital there is usually a list of surgical procedures that need to be performed on any given day, which the veterinary team will work their way through. Most practices advise their clients to call after lunchtime to get an update on how things are going. So please don’t worry if you haven’t heard from your vet practice until later in the day.

What about me? what is my role as an owner on the day?

try not to be too anxious – trust your vet team!

stay attentive to your phone just in case you are needed.


Most animals make a speedy recovery from surgical procedures but you may want to stay home to take care of your pet. As your pet will be with your vet for the entire day of the surgery, if you really feel the need and depending on the severity of the procedure, it is preferable for you to take off the following day.

Once the procedure is over and your pet has fully recovered your pet will be ready to be discharged. 

During the discharge appointment your vet may discuss the procedure and give you any instructions with regards to wound care or oral medication that you will need to administer at home. 

At home...

Once home your pet may just want to find somewhere warm and comfortable to sleep.  Please monitor your pet and don’t hesitate to contact your vet if you have any concerns. 

Your pet may or may not eat supper but by the following day should be feeling pretty much back to normal. Keep an eye open for excessive licking or scratching of surgical wounds or dressings.    

Don’t forget to keep that check up appointment!